Category Archives: Finance

RIL Refining Margin Down Due To Global Overcapacity

RIL may see a dip in its refining margin due to overcapacity world wide. Note that its main RIL Jamnagar Refinery is an Export Oriented Refinery and due price pressure in its petrochemical business, RIL’s refining margins may end up anywhere between $6.6 to $7.4. Compare it with Benchmark Singapore complex refining margin of $3.3/bbl, and the final figure would depend on the margins its new project is able to earn. Contribution of its refining and petrochemical business to its overall business is falling. Continue reading RIL Refining Margin Down Due To Global Overcapacity

RBI Tries To Contain Inflation By Increasing SLR By 1%

The Reserve Bank of India (RBI) has hiked the SLR ( Statutory Liquidity Ratio) by 1% from 24% to 25%, while other key ratios have been kept unchanged. The move is aimed to keep a check on the inflation rate as it will suck up Rs 30,000 from the banking system. After the RBIs move banks are unlikely to increase rates in auto, home and education loans in the near term. But the RBI has raised the requirement for banks to keep the money aside while lending to this sector from 0.40 per cent to one per cent. This is a move to have provision for the NPAs in this sector. Continue reading RBI Tries To Contain Inflation By Increasing SLR By 1%

Gold Prices Rising: Worth Investing or Just Speculation?

India: Current upward movement in Gold prices has been due to, weakening of the US dollar, upcoming festive seasons, concerns on inflation due to low rates by the government. As gold has very less relationship to other asset classes, people consider it as a relatively less riskier investment (safe haven). Those of you who are thinking of borrowing money to invest in gold, think again as the interest rates in India are higher than the risk involved. Continue reading Gold Prices Rising: Worth Investing or Just Speculation?

Foreign Direct Investment (FDI) into India crosses $100 bn

New Delhi:  Foreign Direct Investment (FDI) into India has crossed $100 bn mark to reach $100.33 bn since July 2000. This financial year has seen inflow of $10.5 bn. About 44% of the total investment has taken the Mauritius route due to India’s double taxation avoidance treaty with Mauritius. Investors worldwide are looking to invest in India because of 2 key reasons: Continue reading Foreign Direct Investment (FDI) into India crosses $100 bn

Banking News: Now ATMs To Clear Your Cheques

New Delhi: Indian Banks are considering CTM (cheque truncating machines) that would facilitate instant encashing your cheques at ATMs. This technology is already being widely used making real-time cheque verification and clearance possible. Currently there are about 48000 ATMs in India, pointing to the level of comfort and efficiency this system would give to both customers and banks. Continue reading Banking News: Now ATMs To Clear Your Cheques